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Old 12-31-2012, 08:26 PM   #1
Way too much time on my hands!
 
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Hope you all have a fabulous New Year.
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Old 12-31-2012, 09:40 PM   #2
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January 1 is Tuesday, Linda, but hopefully everyone will check in on this first day of 2013. Anyone else going to be 70.5 this year like DH and have to start figuring out required min distributions based on yesterday's values?

Math was never our strong suit

Well happy new year everyone, and may this year be significantly better than last year.
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Old 12-31-2012, 09:59 PM   #3
Way too much time on my hands!
 
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Oops, sorry about that. Sheesh!!

From What I understand those of us old enough to take that money from our distributions, it's a minimum of of $5,000 a year.
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Old 01-01-2013, 06:55 AM   #4
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Forgot to put the money on the porch last night.

Oh well.
Woke with a bad headache and it is so cold. I just noticed it is raining.
bbl after the time passes so I can make my coffee.
Lots of booms from fire works last night but too cold to go outside and look.
Have a great day everyone and wishing all of us a stellar 2013.
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Old 01-01-2013, 06:55 AM   #5
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HAPPY NEW YEAR!!

I ended up being awake at midnight but didn't know it till about 12:30. I was reading and was hoping to end this book but didn't quite make it!

This week will be a good week to try to start the Downton Abby dvd's. I know I will love it just finding the time when I'm not too tired to enjoy it.

Going to rain today. Poor Maggie hasn't been outside in a week. She is getting a little stir crazy.

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Old 01-01-2013, 07:11 AM   #6
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Good Morning!
Surprise, surprise! I stayed up (in bed) til after midnight. Watched CNN's show from ten p.m. and saw the beautiful ball drop. I don't know how all those people can be standing out in the crowded cold temps for hours. Quite a display at all the big cities all over the world.
Somewhere, close to my neighborhood, I heard fireworks going off til after midnight. Only some states allow it on New Years Eve.
Strangely, at the stroke of midnight, I started to cry (silently). Never had that emotion before.
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Old 01-01-2013, 07:56 AM   #7
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Happy New Year all...............
A gorgeous sunny day already, 64 degrees, going up to the 70s. It is 0 degrees in our town in Iowa.

Had a really good time last night, dance started at 8:30 and we stayed thru midnight. I love being somewhere at midnight where I can hear and sing Auld Lang Syne, with a glass of champagne of course. It was neat seeing everyone hug (Canadians/Americans and we sat with a lady from Cuba.) Great night.

Taking down the few decorations that we have up and putting away till next year. I'm also going to cook up my black eyed peas with ham. Other than that it appears to be a quiet day for us.

DH likes to watch the Rose Bowl parade, I can't say I'm with him on that, I'd much rather be there and smell all those flowers. I'm sure TV doesn't do it justice.

Julie, I most always shed a tear at midnight, maybe it's a "Yankee" thing.

Begete, can't help you with that problem, math isn't my strong suit either.
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Old 01-01-2013, 09:46 AM   #8
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Happy New Years to all.
Really was fun at the casino that late,felt strange to be out that late.The place was not packed.Guess if I made resolutions it would be to go out more.After I go I feel good it's just the getting dressed an going that I hate.
The credit union just sends a check,they figure out the least amount,the other places C. goes to,gets the money and reinvest it.
Cooking my b-eyes now.Got to wrap Christmas gifts later as I didn't get the gifts till yesterday,more to come Wed. I hope.I just let them choose what they wanted on Amazon and have it shipped here.
Raining here very ugly day.
BBL
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Old 01-01-2013, 10:10 AM   #9
Way too much time on my hands!
 
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Happy New Years to all.

I did manage to stay awake until about 11PM. Fell asleep for the New Year and woke up around 3 and could not stay asleep after that.
Had a nice evening at my friends house and played some Michigan Rummy.

Begete, the laws on withdrawals change a frequently and the older you get the less you have to take. I have been drawing on it for about 2 years now. I would get advice unless you are familiar with your tax laws including your state laws.

Plan on taking DS and his family out to eat today.
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Old 01-01-2013, 10:13 AM   #10
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Cloudy, damp & chilly this morning. I need some sunshine to get me moving!

Babysat last night until 1:30am so I'm sort of groggy today. One of my goals for this year (I hate to call them resolutions) is to get on a better sleep schedule. I only have to get up 3 days a week, but sleeping late the other 4 days is causing me problems. So I'm aiming for 11:30pm to 7:30/8 am every day now. I also want to find something to do on my days off besides sitting on the couch fooling around on the laptop-like I am now, lol.

Begete-My dad's bank tells him the minimum distribution he needs to take. I don't think he's ever had to figure it out himself.

Lainey-I forgot to do the money thing also. I thought about trying to sneak back out, and throw the money in, then I realized how ridiculous that was, trying to out-smart a superstition!
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Old 01-01-2013, 11:05 AM   #11
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Happy New Year! I've got the pork and kraut cooking. It was never in my family tradition to make black eyed peas. I'm not sure I've ever eaten them. My mother was from the south too. I'd never heard of that custom until I came here to this board. What does it signify? I'm getting hungry now.
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Old 01-01-2013, 11:16 AM   #12
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Verleen, For your reading pleasure -


Black-Eyed Peas - A Southern Tradition for Luck and Prosperity in the New Year

By Sheridan Alexander, About.com Guide

".... Today, the tradition of eating black-eyed peas for the New Year has evolved into a number of variations and embellishments of the luck and prosperity theme including:
•Served with greens (collards, mustard or turnip greens, which varies regionally), the peas represent coins and the greens represent paper money. In some areas cabbage is used in place of the greens.


•Cornbread, often served with black-eyed peas and greens, represents gold...."

Enjoy!
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Old 01-01-2013, 11:17 AM   #13
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I never heard of them either. Until my next door neighbor moved in and started bringing us all the black eyed peas for new years. She just brought some in. Not to my taste at all. She's from Missouri.

The following is what one of my ex-neighbors put on FB!! Eewww!!!


Now getting ready to sit down to our traditional new years day lunch...hog jowl, black eye peas, rice, collard greens and corn bread

Last edited by ocali; 01-01-2013 at 11:20 AM..
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Old 01-01-2013, 11:25 AM   #14
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Happy New Year, friends.

We didn't stay up, but I woke up at 12:09 due to fireworks set off around here somewhere, and over yonder in another tiny town, Taylorsville, lol.

Ginny, what fun, to go out and still do adult stuff, ha ha ha!!

Julie, I can understand the silent weeping, you are not alone in that, I'm certain..........but bet you have people to yak with today.

I like the hoppin' John recipe, but no one else does, so don't make it, did for a few years though. Cracker Barrel is offering a free serving of black eyed peas to anyone, today.............too bad we don't have such a restaurant in California.


Waving at you ALL, fixing hot dogs for supper tonight, and left over cabbage rolls for dh's lunch. Washing dishes, riding the bike, the usual, but glad to still be able to do it.

Have a pleasant day, it's 14 degrees and you can freeze your dickens off here, I'm going to look to buy a furry bra I think, could really use one.
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Old 01-01-2013, 11:58 AM   #15
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Good morning, good afternoon and Happy New Year to all. Didn't go to bed 'til 11:30 and was reading when the midnight hour hit, the fireworks exploded and scardey dog looked to me for comfort. So grabbed her and stuffed her under the covers and covered her ears until the shaking quieted. Fortunately, it wasn't that long and she was able to go back to sleep. New Year's traditions are usually fun but I sure don't like the fireworks.

Enjoyed my dinner last night and am now looking forward to the lucky meal...I will make hoppin' john from the peas. It is funny how we've adopted the "poor man's" meal as a tradition across the board...I'm kind of surprised that boiled peanuts didn't make it onto the table as well. As for the hog jowls, my mother's family to paraphrase an old saw, "used everything but the squeal." One year, when I was seven, a neighbor decided to raise a pig for the 4-H and when it came time to slaughter they had no idea what to do. Momma came to the rescue and we had half a hog that winter and, oh, the stories I heard while we were cutting and grinding.

Hope you all have a good day...stay warm.
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Old 01-01-2013, 01:01 PM   #16
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No fireworks here. I read that the city of Johnstown had them somewhere. But too cold for me to go out.

There was no way I would raise a pig and then slaughter it. I'd stick it onto the back of my bike and head for the border. It's too bad those pigs taste so good.

I snuck a bit of pork and kraut and ate it. Don't tell Rich. He's already in a dither. The door mechanisms on our car keep freezing and I think he broke the mechanism. He's truly a disaster to have around. Something doesn't work. So he breaks it. Now it has a reason not to work.

I think I'll skip the black eyed peas. I'll take the green stuff over coins any day.
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Old 01-01-2013, 01:09 PM   #17
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WOW, never heard that the corn bread was Gold!

Sure will mix up the Jiffy Packet and fry up a big batch of corn bread to eat and for the freezer. I skip the rice in the black eyed peas but do cook them in ham and add hot sauce (Texas Pete) to them on my plate. Collards in another fry pan with ham. My little chicken is roasting breast side down with orange slices/salt/ pepper in the cavity and sweet taters/ onions/ peppers under the roasting pan rack. All is sprayed to high heaven with orig. Pam- or coated nicely I should say.
Now to get some stuff done while all cooks its self to perfection- HA, I am just a cheap imitation to my Mom's kitchen perfection.
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Old 01-01-2013, 01:30 PM   #18
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Julie...that sounds like a great meal to my southern girl tastes...what I was raised on and not just on New Years Day...

My kids are gone. Whew. I'm exhausted...going to shower and have my pjs on early and NAP...

BBL
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Old 01-01-2013, 03:15 PM   #19
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Happy New Year! Everyone

I continued on my decluttering binge. I finished my bedroom, it feels so good. Went for a walk with DH this afternoon.

Begete, I work for a 401k retirement services company. When it is the year in which you turn 70.5, you get to choose when you want to take the RMD. You can actually take it as late as April 1 of next year. But then next year you would have to also take the one for 2014 by 12/31/2014. So you could get two checks in 2014 if you postpone the first year. They are calculated on the balance in the account as of the year before. That is multiplied by a life cycle number off a table that the IRS publishes. These days it is all computed automatically and is correct so long as they have your correct account balance and correct date of birth. The problem for seniors is if they don't take it by the end of each year ( except first year), there may be a 50% penalty in excise taxes on the amount. So it is really important to take it. There is no minimum amount, it is all relative to your account balance. If your spouse is less than 10 yrs younger than you, the company needs to know that too as it changes the factor used in calculating the amount.
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